Angeles
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Why is debt settlement bad?
Debt settlement the program or some debt settlement companies? I don't think there's anything wrong with the program and I think that some debt settlement companies are bad--because they failed to fulfill or execute the program, which in turn, wasted the client's money ...
Speaking of debt consolidation and its effect on the credit score:
The consumer's credit report has 5 parts, debt consolidation mostly affects the Payment History part (35% ) and the Length of Credit part (15%).
-the longer your credit history is, the higher this portion of your FICO score will b...
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