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I agree with what has been said - and if you are looking for a debt settlement company, or is in need of advice, just fill out a form here at destroydebt.com, and avail of the free initial debt consultation.
What is the difference between debt settlement and bankruptcy?
With debt settlement there's no court appearance - so no filing fees, no mandatory credit counseling fee, no legal fees, the consumer doesn't have to deal with the creditors directly, no need for declaration of assets and income, etc. ...
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