yorkipower

I am curious, then, about how you feel about small businesses and credit card debt? I often find myself having to layout money for inventroy at certain times of the year where it is convienant for my vendors, but financially difficult for me.  As a result, I am forced to pay in credit and drag ...

The problem is that students are graduating with increasing amounts of debt - far and away more than they can afford to pay on entry level salaries.  So the minimum payments are already too much.  Makes it almost impossble to pay more than that - so the loans linger on.