x and y
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Here's how your FICO score looks like:
-35% Payment History
- 30% Amount Owed
-15% Length of Credit History
-10% New Credit
-10% Types of Credit Used//
if you do debt settlement instead of credit counseling, those two bolded segments are
the ones affected by the program
If you mean debt counseling or debt settlement, its requirements are
debt amount of $10k - also, accounts that are past due or almost. If you'rewondering
about the fees -
Debt settlement companies would charge 15% of your total debt amount -spread over 18 months or they will take between 2...
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