WonderGurl
Recent Forum Posts
Your credit will not improve overnight, that's for sure. Little by little as you're making payments, your credit will improve for sure. Some DMP's allow your account to reach "current" status--but you have to verify the information with both your creditor and credit counselor to be sure.
In the first place I do not think that credit collections representatives are allowed to report any delinquencies to the credit bureau. That is the responsibility of the creditor.
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