think about cosmos

fast ways to pay off credit cards: Do a balance transfer. Just make sure that you understand the offer before you accept. Once you do, wait for your old credit card company to send the billing statement with a zero balance. If the company doesn't send one, request fo...

Would you give the pros and cons of using a debt management company? CONS Many creditors refuse to work with debt management companies. What does it mean? It means that you may already be paying the agency but are not getting your issues resolved at all.