stewart's coat

What are your suggestions for getting out of debt and staying out--for good? Learning to live via my means (income) and reducing my credit cards to just 2. Having the mentality  -- I can't spend what I don't have.

How does one  get help to pay the bills? - credit card bills Just to expound on what the oracle has said-there are qualifications to those programs: For credit counseling - a debt amount of less than $10,000, accounts current For debt settlement - a debt amount of more than $10,000, accounts ...