So Private

How does one  get help to pay the bills? - home Military families may also assistance at http://hap.usace.army.mil/.

So should the consumer respond to a debt settlement direct mail? I love privacy and I'm suspicious of things like that so, my vote is, no. If I need help, I'd buy a book about debt or go to a credit counseling agency and learn how to negotiate with the creditors. That or enroll in debt relief prog...