Sherry Collins

Thank you everyone for all of your points. I really feel like I am aware now as to when to file Chapter 7 (and when not to!). I was actually able to catch up on my mortgage last month which is great, too! Anyway I still need a solution for these credit cards. In order to catch up on the house pa...

I have a mountain of credit card debt and am 2 months behind on my mortgage also. Should I just get this over with and file Chapter 7 Bankruptcy now? Should I wait?