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I am a man of many interests. Because, in my younger days, I succumbed to the temptation of these interests, I found myself straddled with a huge amount of credit card debt. I considered debt settlement. I considered bankruptcy. Finally, I decided I would dig deep and defeat my debt on my own. I researched and studied until I found a plan that worked for me. Now I aim to share my experience and knowledge to help others who are struggling with unsecured credit card debt.
Recent Forum Posts
I don't know if that statistic accurately correlates to fiscal responsibility. Many Americans use credit cards both frequently and responsibly. Also, does that number include transactions on bank/check/debit cards? Being directly and immediately attached to one's bank account, they...
In most cases, a secured credit card (where you pay a deposit in advance) is better than a store card. If you shop around, you can get pretty good terms, and you can use it anywhere. It's a better way to build credit in the beginning, in my opinion.
However, to JeanLorie's conven...
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