sandalwood

Member since:	11-25-2007
Last visisted:	5-16-2008
Forum posts:	210
Blog posts:	5

Bio

My background includes real estate broker, stock broker, mortgage banker and foreclousre consultant. As a foreclosure consultant my primary goal is to help people keep their homes. For those in the process and near sale, the goal is to help them sell the property to keep the foreclosure mark off their credit report.

I also teach a course at the local community college on reading and understanding your credit report. Inherent in the course is a how to legally clean up the report by eliminating the negative remarks and adding good accounts to bolster the rating. The law allows a remarkable latitude for people to increase their score and maintain a good to excellent report. I want people to start using the law to their advantage and force the collectors and bureaus to obey the law or suffer the consequences.

Recent Forum Posts

Thread	Last Post	Replies	Views
The Free Government Money Myth by: sandalwood	5/15/08 Jeremy	4	78
Mortgage Denied? by: JeanLorie	5/15/08 awsheet	4	120
Prosper.com by: JeanLorie	5/15/08 awsheet	8	333
Court ? by: awsheet	5/15/08 awsheet	4	34
$5K in CC debt that I can pay off - but should I? by: TopWest	5/14/08 sandalwood	9	146

View all 152 threads.

Recent Blog Posts

A Free Investment Course

Rutgers Univ offers a free online investment course. It is oriented to the basics but, IMHO, worth the time. Check it out at: http://www.investing.rutgers.edu Who knows, you may become the next Warren Buffet. Besides, there is no such thing as too much information when it comes to investing/sa...

Another Resource With Resources

I publish another blog in which I talk about the current credit mess and foreclosure horror story unfolding before us among other topics. I have a tendency to post resources that are free and immediately useable. Everyone is invited to take a look and decide for themselves. For example, a po...

You Can Do It If You Try

I have helped a lot of people get out of debt and re-establish their once pristeen credit scores. It isn't easy and it takes time. To be successful, one must have a large dose of persistence. Our Ministries publishes a very low cost self help manual that is a step by step guide to stopping d...

Understanding the Federal Credit Laws

It was my experience as a mortgage banker that not many people who sat across the desk from me understood the credit laws. They mostly beieved the laws were written for the creditors, collection agencies and credit bureaus. That is 180 degrees out of phase. The laws were actually written to keep ...