rasputin

Talking to debt collectors - Speaking of the FDCPA if the collectors have been proven to have violated its rules, they can be fined $1,000 plus damages and those would go to you. However, if you owe the debt, that doesn't go away until you've paid it.

Can bankruptcy eliminate my tax debt? In addition bankruptcy can eliminate that tax debt,  if the tax return was filed two years before filing for bankruptcy and if the IRS  have already assessed the income tax debt at least 240 days before your filing bankruptcy.