pocketfulofsunshine

Federal debt reduction act is the Credit Card Accountability, Responsibility and Disclosure Act of 2009 - effective Feb. 2010 I think so too ...and that is about credit card companies giving consumers 45 days before increasing the interest rates--the consumer's payment being applied (first) to th...

Settle debt with Discover Late fees and interest accrue would accrue but your total balance would be negotiated anyway. Remember that a successful settlement means that your debt balance was reduced to more or less half. Your first issue was if Discover would settle right? They won't (because they...