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Debt Destroy

Stats

Member since: 12/22/2008
Last visisted: 12/22/2008
Rep Points: 10
Forum posts: 2
Blog posts: 0
Comments: 0

PittsburgPam

45 year old single woman working on building my nest egg.  7 credit cards with $75k in limits, usually under 2% utilization.  One auto loan with 8 months left to pay and a mortgage.  Credit scores are 774, 788, and 798.

Recent Forum Posts

Debt to income ratio has absolutely no impact on your credit score.  It matters if you are applying for a loan or a mortgage but not your score.
I've been watching my scores very closely for the last year and the things that affect my score, positive and negative... Using a couple of cards per month and letting them report SMALL balances, I mean around $100, is good for my score.  The reason is having recent ...
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