PittsburgPam
45 year old single woman working on building my nest egg. 7 credit cards with $75k in limits, usually under 2% utilization. One auto loan with 8 months left to pay and a mortgage. Credit scores are 774, 788, and 798.
Recent Forum Posts
Debt to income ratio has absolutely no impact on your credit score. It matters if you are applying for a loan or a mortgage but not your score.
I've been watching my scores very closely for the last year and the things that affect my score, positive and negative...
Using a couple of cards per month and letting them report SMALL balances, I mean around $100, is good for my score. The reason is having recent ...
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