mbrazier
Recognized as an A+ business by the BBB,
Freedom Debt Management is a Non-Profit Organization based in Boca Raton Florida dedicated to educating and counseling consumers regarding the challenges of effective credit and money management in debt consolidation, credit counseling, housing counseling, budget analysis, and foreclosure prevention. Certified credit counselors work with potential clients to assess their current financial situation and determine what their best option may be. Contact a
certified credit counselor today for a
Free Budget Counseling session and see if Freedom Debt Management is right for you.
Recent Blog Posts
You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usual...
1. A company/person asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage. They may pocket your money and do little or nothing to help you save your home from foreclosure.
2. A company /person guarantees they can stop a foreclosure or ge...
Recent Forum Posts
All great answers.
Settlements can destroy your credit, having all your accounts charge off to begin settlement negots. Looks like you have already taken that route but have some very valuable info above.
Great forum.
Michael Brazier
Credit Counselor
These cons are only found with companies that have a poor BBB rating and no online reviews. Most of these also fall into the category of 'settlement' programs, not consolidation - but both are titled under 'debt management'.
-If their fees come close to the creditor payment amount / Bad
-If they a...
View all 4 threads.