kate

it's possible because you said that you can't even recall what the debt is nor when...if 2 days from now you do not receive a letter from that debt collector, then maybe he's just trying to scam you. whatever you do, do not admit to the debt or promise that you would pay for it.

that sounds fishy...under the Fair Debt Collection Practices Act (FDCPA), debt collectors from using abusive, unfair, or deceptive practices to collect from you. when did he first contact you? 5 days after that you should've received a letter stating how much you owe, from which creditor, and th...