Jambi
Recent Forum Posts
The consumer can do debt settlement. The program is about negotiating
the entire balance to more or less half, depending on where the account is at
(creditor or collection agency). The consumer can be debt free in less than three years.
I agree, taking out a loan would only add to your debts, and would only prolong your payment time. With credit counseling, you can be debt free in 3-5 years (granted that the creditors agree to work with the agency and that you didn't miss payments). With debt settlement, you can be debt free in thr...
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