imogen heap

what do you mean negotiate the debt? and perhaps i could advice the female neighbor..after you advice me. thank you all for the replies, sounds like taking out a loan is a bad idea overall..

i overheard my neighbors fighting (a couple) one shouted "... but i want to get out of debt not get into more debt!" to the other, because the other one said that she would rather take out a loan to pay off the other debts than do nothing. can one really do nothing? i mean im not being gossipy or...