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debt management plans disadvantages - some people say, about the credit counseling
companies that run it, that they don't really
look at the consumer's financial situation, that they only care about signing the consumer
into the debt management plan, and as a result, the consumer drops out at ...
A debt settlement program typically runs for one to three years.
Qualification to the program: the total debt amount must be
$10k or above and the accounts past due. If not, expect the company
to ask you to stop paying the creditor all together and wait for
the account to charge off.
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