Georgir Rule
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The effect of settlement on your credit report ..is not that significant anymore (compared
to the previous years) - creditors/lenders reserve the right to judge your undergoing a
settlement program (doing something about ur debt) as something positive or negative.
But I think it's usually the forme...
I agree with Niles - you can let that debt age (for 6 months maybe) until you find a job.
Then go for debt settlement. How much is that you owe anyway? A settlement program
requires you to have a debt of $10,000 (or around that amount) ... with the interest and
penalties accruing while you're not pa...
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