gave up on the riddle

Just to add to what Karess' said about settling credit card debt and credit score: Here's a breakdown of the FICO score. See which segments are affected by debt settlement (account past due, has stopped paying the creditors and will continue to do so until enough amount has been saved..) -35% Paym...

Budgeting for debt reduction may require you to ask for a copy of your credit report from the three major credit reporting bureau -- check for errors, and ask for them to be corrected. How would that reduce your debt? Well, what if that's not your debt in the first place anyway? There are cases lik...