foolishgames
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Paying down debt fast - debt settlement. Unlike credit counseling
which deals with just the interest rates - a debt settlement program deals
with the balance itself. It would attempt to reduce it to more or less half which
makes it easier and a lot faster to pay down. The program runs for a year
to...
If the consumer doesn't need the automatic stay provision (not being sued,
not being foreclosed, evicted, repo..etc) - and if the debts
are mostly unsecured anyway - it makes no sense to file bankruptcy - because
either credit counseling (Debt Management Plan) or debt settlement can
address the debt...
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