Destiny

Bad debts written off - what happens if the creditors fail to send that form to the debtor? The creditors would send the IRS that report for fear of penalties - you on the other hand, if you haven't listed that incident on your tax return and the creditor has, you could get a tax bill or, worse, ...

How do you get relief from or get rid of credit card debt? Are you in a hardship of some sort? If you are you can ask your creditors for their hardship program and do a d.i.y. debt settlement. If not, try credit counseling or debt settlement. How much is it that you owe? And good luck on your marr...