creditcardguru
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Staying out of debt is a matter of simple math. You can't stay out of debt unless you spend less than you make. So, you have two options to get out (or just stay out) of debt.. Before looking at the options, you have to do a simple budget that outlines the lifestyle you want. ...
I have to agree with the other replies. In order to win the war on debt, first you have to recognize that it actually is a war, and then you have to make a formal declaration to actually win the war.
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