chelsealately

Delinquency on credit cards - is if you haven't paid for over 30 days. The creditors would not only tag you as a late payer but some of them may  automatically report your delinquent credit card accounts to the credit bureaus. I said some coz others would wait until payments are...

how should I deal with them? How do debt collectors work? I agree and it has something to do with the statute of limitations on debt collection (SoL) in your state. It it has expired - it means that you can no longer be sued because of that debt. However, even if it has expired, and the collector h...