Belena
I enjoy my simple and frugal lifestyle. I'm not quite debt free but I plan soon to be.
I write articles, I blog, I post in forums and I participate in other activities online.
Recent Blog Posts
If you want to pay off your credit card debt more quickly, you must first stop paying by credit card. Cut up or destroy the card, so you can't ever use it again.
You need to set up direct debit payments from you bank account to the credit card company. Instruct your bank to pay a set am...
If you pay even the minimum amount off your overdraft, loan repayments and credit card balances each month, and continue to keep up with payments until the debt is paid off, your debt is not a bad problem.
Serious difficulties arise when there is less money coming in. If you have bigger bill...
Recent Forum Posts
There is an article here ar DestroyDebt that lists 101 ways to earn money online
You should find a few ideas from reading it.
I received my first and last payment too. I quite understand the reasons for stopping payment for posting. I was getting sick of seeing pages of forum posts that added no meaning or value to the forum disscussions. Many fourm topics had little or nothing to do with debt and people were just abu...
View all 19 threads.
Recent Comments
I think a lifetime plan is a very sensible idea. Also, this system will help more people to understand there is a big difference between things you want and things you need.
I think you are doing it the correct way with a good combination of activities. I never wanted to try ptc because even if you do get paid, it's only a dollar or two for hours of clicking and all the effort of trying to get referrals.
I also write and sell articles. Some of m...