almost almost
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Yes if the amount is at least $600, that's considered taxable income by the IRS. The creditor provides the form for this.
Be sure to check them out here:
Legitimate debt relief company - debt settlement - where to find them online:
Better Business Bureau BBB www.bbb.org
TASC www.tascsite.org
USOBA www.usoba.org
IAPDA www.iapda.org
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