1casio

Speaking of the Credit Card Accountability, Responsibility and Disclosure Act - credit card companies, according to that law, are to give consumers 45 days before increasing their interest rates, no more surprise increases. Also, the consumer's payment are to be first applied to the highest inter...

how should I deal with them? How do debt collectors work? First question is - when do they (start) work? It's actually when the creditors pass the accounts on to them - that's usually 6 months after you've stopped payment. Creditors are obligated to write off accounts like that (by the law) but to ...