Posted on
January 5, 2008
at
5:30 pm
The minimalness of the tardy is not relative. When a payment is late, it is late and reported as such. If it is less than 30 days late, it will be reported as such. If it is 35 days late, it will be reported as such. As far as it devastating your score, the answer is no, not initially. But if you make a habit of being late, your score will take a hit. If I was looking at your credit report and saw a string of less than 30 day lates, I'd wonder why you didn't request a new due date from your credit card issuers. This would most assuredly, assuming you had the money to pay, solve your late scenario.
Posted on
March 30, 2009
at
10:41 pm
It doesnt matter if your payment is only one day late, it hurts you. Always pay your bills on time. Pay them early if you can.
Posted on
March 31, 2009
at
2:22 am
In paying late bills it will affect us because there is an additional interest added on the amount that should be paid.
Posted on
March 31, 2009
at
6:47 am
The late payments absolutely hurts the credit rating.I also agree late is late be it a day or a year.
Posted on
March 31, 2009
at
6:47 am
if you keep up the on time payments then it shouldn't matter, just dont keep paying late
Posted on
April 1, 2009
at
11:59 am
Well we are working hard and on the day of payments if you face some problems then it is really irritating.But it is a relief after recieving your payments
Posted on
April 1, 2009
at
12:31 pm
sometimes for another bank when we paid bill credit card, we should take 2-3 working days.but we got mail 2 week for the term. be smart for calculate payment sir :)
Posted on
April 1, 2009
at
10:02 pm
Sometimes I pay late because it depends on the month like if there is 31 days
Posted on
April 5, 2009
at
9:46 am
I don't have any idea if your rating will be affected when you pay late. I always pay on-time to minimized extra charge.
Posted on
April 16, 2009
at
12:50 am
we do have late payments it is because lack of schedule on payments and due dates that's why we cannot manage our payment bills specially electric bills.
