I am seeing many couples struggling because one of the partners will adhere to a budget, and the other will take all that was saved and then some and go buy a "toy" or blow the money in some other way. How do couples get on the same page with budgeting? Since financial disagreements/problems are listed as one of the major causes of divorce, I think a couple should go to a counselor if one party is continually blowing the budget.
My thinking must be a bit different. If one partner continually blows the budget, get rid of that partner. Doing nothing simply means it will happen later instead of sooner and that is a guarantee. Who in their right mind wants to always live hand to glove because the other half is constantly spending like a drunk sailor?