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Debt Destroy

How Important The Credit Card To You?


whitemusk Rep Points: 280
Posted on December 15, 2007 at 10:03 pm
Today, the credit card very synonym with our life. Sound weird to know someone without card credit in today life. Isn't it? But for me, doesn't matter. I still can purchase using cash, or I didn't do so if have no enough money. So, the credit card is not that important for me. How about you? How important the Credit Card to you, for your daily life? Pls share here.

shinningstar Rep Points: 65
Posted on December 15, 2007 at 10:14 pm
I have my own credit card. I used to purchase valuable things using my credit card even for shopping groceries. It saves money because you can avail lots of offers and promotion by using card. I seldom pay on cash because it's not safe to bring cash all the time.

Carlo Rep Points: 1,455
moderator
Posted on December 16, 2007 at 12:45 am
I very rarely use my credit card, but I use my check card daily for about 75% of my purchases.  I use the same excuse of it's safer than carrying cash, but in reality I don't know.  I think I'm just trading the 0.01% chance of someone robbing me and taking $100 for a 0.01% chance of someone stealing my identity and taking all my money. :-/

Ricardo Rep Points: 535
Posted on December 16, 2007 at 7:50 am
I use my credit cards more than cash, but it's been years since I've paid any interest because I don't carry a balance on them. I get Air Miles when I use them and that's a big incentive for me. A few years ago, I did have fraudulent use of a card, but it was because someone duplicated a card from one of my accounts. I don't think I even had that card in my wallet, so the fraud wasn't a result of the number being copied in a store or something like that. I didn't get stuck with the fraudulent purchases in that case.