Posted on
May 24, 2010
at
2:17 am
My OH's credit rating seems to have improved lately, due (I guess?) to having Cap One, Aqua and Vanquis cards and using them sensibly. He got a loan from Halifax recently at near normal rates. I wonder if he would be accepted now by a more mainstream card, with lower interest, and if so, which card to try?Would be interested to hear your (expert!) opinions.
Posted on
May 24, 2010
at
7:57 am
Hello, we unfortunately , do not endorse any company on here. And I wonder if your OH has gone through bankruptcy? That's why your asking if a mainstream card is now possible? The answer is actually, yes. Many creditors would be after a consumer who has just gone through bankruptcy. Why? 1. Because they're now fresh. Debt free. 2. Because they can slap them with high interest rates. Although this is not the case with all, some creditors are conservative. They'd see a bankruptcy as a negative thing.
Posted on
August 18, 2010
at
8:56 am
I went to TelOnU.com to check which credit card companies are good and which aren't. It's basically like the Yelp of companies, schools, and celebrities. You should definitely check it out. People can post about their different experiences with different card companies. It's really helpful.
