National Debt Relief Group
Posted on
May 13, 2010
at
3:22 am
Hi, has anybody here worked with the national debt relief group?
Posted on
May 13, 2010
at
4:20 am
Hello there, no I haven't,according to but http://www.complaintsboard.com/complaints/national-debt-relief-group-c287225.html "The National Debt Relief Group is a sham company based in Brooklyn, NY. Lifeguard Financial is now the National Debt Relief Group. Their new headquarters are at 2502 86 Street, Brooklyn NY 11214. There are also additional offices located at 714 3rd Ave, Brooklyn NY, and 263 52 Street, Brooklyn NY. The new website is www.nationalrelief.com They've set up shop not too long ago, and unopened boxes can still be seen at the 86 St location, which was formerly a Sprint office."
Posted on
May 13, 2010
at
5:26 am
Hi, that article 2 and a half is not only biased against National Debt Relief Group, but against the whole debt settlement industry - which is unfair and untrue. But that's not to say that scam companies do not exist in the debt settlement industry. And it seems like this National Debt Relief Group has really a lot of unfavorable reviews when you look them up online.
Posted on
May 13, 2010
at
7:09 am
Hi if you are in need of debt relief, know that you have other choices - other than The National Debt Relief Group that is - and all you have to do is figure out how much you owe in total and your account status - and then choose from either debt settlement or credit counseling.
Posted on
May 13, 2010
at
7:31 am
If you owe $10k or more and your account is past due - it's better if you go with debt settlement. The program is about reducing your entire balance to more or less half and help you get out of debt in less than 3 years. As for the fees, Debt settlement companies would charge 15% of your total debt amount -spread over 18 months or they will take between 20-25% of the settlement amount.
Posted on
May 13, 2010
at
7:34 am
If you owe $10k or less, and you are still current, you might want to consider credit counseling's debt management plan. The program is about negotiating your interest rates so you can get at your principal amount of debt much quicker. About the fees, credit counseling is non-profit but their Debt Management Plan would cost around $25/mo. after the one time set up fee.
Posted on
May 13, 2010
at
7:35 am
Thank you for those! Where can I contact these groups? And how do I know if they are safe? Can you recommend a company?
Posted on
May 13, 2010
at
7:37 am
Regarding what to look for in a debt settlement company -When you give them a call, the debt settlement company should offer free consultation.They should not promiseor guarantee that enrollment in their program would stop all collection calls. Observetheir customer service, and ask about their negotiators - thecompany should have skilled, informed (current with the debt reliefindustry trends), certified, and personable. -Here's where you can search -Better Business Bureau BBB www.bbb.orgThe Association Of Settlement Companies TASC www.tascsite.orgUSOBA www.usoba.orgInternational Association of Professional Debt Arbitrators IAPDA www.iapda.org
Posted on
May 13, 2010
at
7:38 am
Right, and in addition, -The settlement company's program must have a fast completion time. 12-36 months.-The program must be able to protect and improve the consumer's credit standing.-Must be a member of the Better Business Bureau, BBB, for at least 5 years.-Must also have a good standing with the Chamber of Commerce-A Member of TASC - The Association Of Settlement Companies and the IAPDA or theInternational Association of Professional Debt Arbitrators
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