National Credit Associates Inc

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National Credit Associates Inc

car pack Rep Points:

Posted on April 29, 2010 at 3:28 am

would you have info about the national credit associates inc? has anybody here worked with them? are they effective?

Stephanie Says Rep Points:

Posted on April 29, 2010 at 4:55 am

National Credit Associates Inc - Hey there, no I haven't heard of them, but via google I found out that they are a credit repair service company? Are you trying to repair your credit? And with regards to how they are, you might want to read this http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=292327

Hellas Rep Points:

Posted on April 29, 2010 at 6:46 am

Hi car pack, national credit associates inc is on the bbb's list of no good companies, here - http://nashville.bbb.org/article/bbb-identifies-misleading-advertising-products-and-services-that-middle-tennessee-can-do-without

Wendie Rep Points:

Posted on April 29, 2010 at 6:54 am

Hey car pack, forget about companies that have been identified to be deceptive, and how to identify them yourself? credit repair scam := they dont ask for any upfront fees before receiving any services. =they are transparent and can answer your questions =wont promise you that they can delete some of the negative items from your credit score, like bankruptcy, that cant be deleted from your score. =wont tell you that its possible to have a new credit identity.

peterpanamerican Rep Points:

Posted on April 29, 2010 at 6:55 am

If you need to have your credit repaired, you can trydoing it yourself, here's how How to repair credit -http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm

persona con poteri mesmerici Rep Points:

Posted on May 5, 2010 at 5:28 am

Forget about credit repair companies, especially ones that have been identified as bad companies (national credit associates inc) - and speaking of credit repair - this might interest you - financial mistakes that lower your credit score: http://www.destroydebt.com/articles/what-you-dont-know-can-hurt-you-3-financial-mistakes-that-lower-your-credit-score.html

car pack Rep Points:

Posted on May 5, 2010 at 5:33 am

Oh thanks for all of that! I'll read them but I've one more question,how does the credit score work?

light up light up Rep Points:

Posted on May 5, 2010 at 5:36 am

your "credit score" which is typically calculated using the Fair, Isaac and Company (FICO) rating sysytem. A person's FICO score is made up of 5 different components:-35% Payment History - 30% Amount Owed -15% Length of Credit History -10% New Credit -10% Types of Credit Used If you undergo debt settlement, for example, or even before that,the component affected would be amount owed.

Sherry Hackett (Guest) Rep Points:

Posted on June 29, 2010 at 9:05 am

National Credit Associates is a West Coast Company specializing in Credit Repair since 2000. The people in Tennesee who were referenced here were a grouip of con-men who tried using the National Credit Associates name to give themselves credibility. Federal regulators closed down their fraudulent scheme about 8 months ago. The actual West Coast company has an exemplary reputation and is one of the leading Credit Repair Organizations in the United States.