Posted on
March 22, 2010
at
1:46 am
What to look for in reputable debt counseling agencies? And where to find them?
Posted on
March 22, 2010
at
3:24 am
Reputable debt counseling agencies? I wonder which type: there are at least two - credit counseling and debt settlement.
Posted on
March 22, 2010
at
4:16 am
What to look for in a reputable debt counseling agencie(s) - if you mean credit counseling agencies - (according to the BBB): -Before you select a credit counseling agency ask for information on the following: ::: -Are the agency services confidential? ::: -Will they devise a plan tailored to fit your needs? ::: -Are the counselors certified? ::: -Are budget and credit education opportunities offered? ::: -Will your funds be protected? How? ::: -Is the agency accredited? ::: -Aside from BBB membership (www.bbb.org) the consumer should also check its affiliation with the National Foundation for Credit Counseling http://www.nfcc.org.
Posted on
March 22, 2010
at
5:05 am
What to look for in a reputable debt counseling agencie(s) - DEBT SETTLEMENT - -The settlement company's program must have a fast completion time. 12-36 months. -The program must be able to protect and improve the consumer's credit standing. -Must be a member of the Better Business Bureau, BBB, for at least 5 years. -Must also have a good standing with the Chamber of Commerce -A Member of TASC - The Association Of Settlement Companies and the IAPDA or the International Association of Professional Debt Arbitrators
Posted on
March 22, 2010
at
5:11 am
Oh thanks, but what's the difference again? I've always thought thatdebt counseling is just debt counseling ...
Posted on
March 22, 2010
at
5:33 am
Debt counseling - debt settlement vs. credit counseling (Debt Management Plan) - in terms of program, debt settlement negotiates your balance and credit counseling negotiates your interest rates.
