Posted on March 3, 2010 at 7:25 am Are you overwhelmed with HIGH INTEREST RATES that make it difficult to reduce your balances with minimum payments? If you are in a situation where you feel that you cannot and will not be able to pay back your debt, don’t worry, there are programs out there that can cut your debts in half and reduce your monthly payments by up to 50%.

Posted on March 4, 2010 at 2:33 am Hi, thank you for dropping by and sharing your thoughts on debt relief!& speaking of which, debt relief or a debt relief program is usually referringto credit counseling &/or debt settlement (for unsecured debts).

Posted on March 4, 2010 at 2:54 am Debt Relief - is also known as debt negotiation.And the previous post is correctthat it's for unsecured debts only (credit cards)

Posted on March 4, 2010 at 3:06 am Debt Relief - is also known as debt negotiation - a good follow up question to this ishow does debt relief or debt negotiation work?

Posted on March 10, 2010 at 11:25 am Both products provide the same result, debt elimination, but by different means. A consolidation plan can improve your credit while eliminating your full debt amount at reduced interest rates and a lower monthly payment. A settlement plan can hurt your credit as payments are held for accounts to charge off in an effort to negotiate the payback amount to be lower than the actual debt amount owed. Consolidation is best for those concerned about their credit score for the next 7 years and are just having some financial difficulties with the regular monthly payments. A settlement plan is better positioned for consumers who are trying to avoid bankruptcy or who have had accounts go delinquent for more than 6 months and the accounts are already in a charged off status. Visit our website for more free information or to speak to a certified counselor via phone or our LIVE CHAT feature.

Posted on March 12, 2010 at 7:08 am Are you overwhelmed with HIGH INTEREST RATES that make it difficult to reduce your balances with minimum payments? If you are in a situation where you feel that you cannot and will not be able to pay back your debt, don’t worry, there are programs out there that can cut your debts in half and reduce your monthly payments by up to 50%...........You should never be ashamed to seek help, no matter your reason for being in debt and no matter how much debt it is. Millions of Americans are struggling with their debts right now; that is why Congress has passed new legislation to keep creditors from taking advantage of consumers.  Contrary to what your creditors will tell you, there are options out there for you.  Don’t consider bankruptcy until you’ve looked at all of your options.  There are companies set up to explain these options to you, FOR FREE.  One of them is Consumer Debt Advisors (www.cdadebtsolutions.org), they’ll let you know what option is best for you and offer a free consultation to see if you qualify.  Don’t feel trapped or let the creditors control you, call Consumer Debt Advisors at 877-548-5403 or try them online at www.cdadebtsolutions.org.  Their website has a lot of information about what alternatives there are to bankruptcy or paying the 25% interest the creditors are charging you.