Posted on March 3, 2010 at 2:45 am Hi, anything on Louisiana debt relief? I'm thinking of getting myself in one. Thanks!

Posted on March 3, 2010 at 3:39 am Louisiana debt relief - I all of a sudden checked my list of states that prohibit professionaldebt relief to see if Louisiana is one of them - and NOPE it ain't; The states that restrictsor prohibits professional debt relief are - Giorgia/Idaho/Kansas/Maine/Mississippi/Minnesota/North and South Carolina/Utah/Wisconsin

Posted on March 3, 2010 at 3:49 am Louisiana Debt Relief - what are you looking at? Credit counseling or debt settlement?

Posted on March 3, 2010 at 4:07 am Okay if you're concerned about legitimacy - you are afraid of sketchy entities -for debt settlement companies - look in here: http://www.tascsite.org/index.cfm?event=Members

Posted on March 3, 2010 at 4:10 am Hi, anything on Louisiana debt relief? I'm thinking of getting myself in one. Thanks! -Hey if you are looking for a safe credit counseling agency, no safer than thecourt approved ones, you can browse here - http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm

Posted on March 3, 2010 at 4:29 am Alright, thanks for the links - one small problem though...how would I knowif I need credit counseling or debt settlement? Are they pretty much the same?

Posted on March 3, 2010 at 4:33 am Good question! Okay whether you are in Louisiana or not - when it comes to debt relief for credit card debt amounts of $10,000 and above, choose debt settlement. Anotherrequirement of which is that your accounts be past due or close to it. Why? Becauseoriginal creditors would much rather collect on the full amount than settle for less than that -but see after 5-6 months of non-payment, they are required to write off that debt -they loose profit - but since the business is all about money - they found a way tocollect at least a portion of that debt - by using a third party collection agency. Withcollection agencies, your chances of getting a settlement is high.