Posted on
March 1, 2010
at
1:19 am
Hello, do you have a credit consultants debt services here?
Posted on
March 1, 2010
at
2:24 am
Credit consultants debt services- as in the company itself? From New Zealand? Likea franchise? ... No, I don't think so. But there are a lot of debt relief companies/servicesthat have credit/debt consultants. What are you looking for exactly?
Posted on
March 1, 2010
at
2:28 am
Black sheep is correct - we do have a lot of debt relief serviceshere that offer what Credit Consultants Debt Services- but they dealmostly with individual consumer unsecured debt - I went to Credit Consultants Debt Services'website and saw that they also cater to business debts.
Posted on
March 1, 2010
at
4:04 am
RE: Hello, do you have a credit consultants debt services here? /But there are a lot of debt relief companies/servicesthat have credit/debt consultants. What are you looking for exactly?/ Okay, here in the US, for your unsecured debts, you can either do credit counseling (Debt Management Plan -which negotiates your interest rates) or debt settlement (which negotiates your balance down to more or less half )
Posted on
March 1, 2010
at
4:18 am
..oh okay, thank you. so can you tell me more about your debt relief programs?
Posted on
March 1, 2010
at
4:22 am
Debt relief programs (credit consultants/ debt services) 1. Credit counseling (Debt Management Plan) - this program is best for consumers with credit card balancesthat are not too high - less than $10,000 - with accounts that are still current - butare in danger of defaulting due to high interest rates. This is also ideal for consumersthat would have a steady stream of income for 3-5 years (the length of the program). 2. Debt settlement - this is a program best for consumers with high amounts of debt - $10,000 or more,and whose accounts are mostly past due or nearing it. The program aims to lowerthe total balance to more or less half in one year to three years.
Posted on
March 1, 2010
at
5:04 am
If you are wondering about fees:Credit counseling is non-profit but their Debt Management Plan would cost around $25/mo. after the one time set up fee.Debt settlement companies would charge 15% of your total debt amount -spread over 18 months or they will take between 20-25% of the settlement amount.
