South Dakota Debt Collection Laws

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South Dakota Debt Collection Laws

everyday Rep Points:

Posted on February 25, 2010 at 11:42 pm

Hi, is there something different (from the rest of the country) about the south Dakota debt collection laws that I should know of?

Destiny Rep Points:

Posted on February 26, 2010 at 1:39 am

"The State of South Dakota does not have any statutory provisions on debt collection practices."

Good To Me Rep Points:

Posted on February 26, 2010 at 1:43 am

Re: South Dakota Debt Collection Laws --Contract: 6 years, Domestic Judgments: 20 Years, Open Accounts: 6 Years

capri Rep Points:

Posted on February 26, 2010 at 1:48 am

'The statute of limitations on debt in South Dakota limits the time you can be sued for a debt. Oral Contract 3years/ Written Contract 6 years/ Promissory Note: 6 years/ Open-Ended Accounts: 6 years'

customer no. 5 Rep Points:

Posted on February 26, 2010 at 1:52 am

Where do credit card debts fall into?

Chairman Rep Points:

Posted on February 26, 2010 at 1:54 am

Open accounts - but auto loans and other installment basis agreements fall under written contracts.

crazy little thing called love Rep Points:

Posted on February 26, 2010 at 4:23 am

Right, and let me just remind you that the expiration of the SoL doesn't meanthat the creditors/collection agency would stop sending you letters or would stopcalling you .. only third party collectors are subject to the FDCPA's cease and desistprovision. Check your state rules though, as it may be a special case.