Posted on November 6, 2007 at 2:32 pm Im not sure how other countries handle delinquent payer. How many months or years does a credit company files a case against you?

Posted on November 6, 2007 at 2:32 pm Does the credit card company spends money in court cases if you only have small amout of debts lets say about $500 in total.

Posted on November 6, 2007 at 2:32 pm I know of someone who had purchased a solar panel for there home. They stopped paying on it (the cost was $3000.) They harassed them for years at least 10. Since they saw that they were going not to get there money back. the collectors only wanted $500.00. They went on and payed that.

Posted on November 6, 2007 at 2:32 pm It really depends on the company you’ve have debt with. I remember my brother having debts with his credit card company. During the first year, the credit card company always bothers him to the extent of harassing him just to pay. After awhile, they already filed him case, but my brother never attended his court hearings. To date, after 4 years they eventually stopped and tire them selves of squeezing my brother to pay.

Posted on November 6, 2007 at 2:32 pm [QUOTE=trixie;498]It really depends on the company you?ve have debt with. I remember my brother having debts with his credit card company. During the first year, the credit card company always bothers him to the extent of harassing him just to pay. After awhile, they already filed him case, but my brother never attended his court hearings. To date, after 4 years they eventually stopped and tire them selves of squeezing my brother to pay.[/QUOTE] Actually, a friend of mine already did that. She owes 3 credit card company. I think to date its about 8 years now and she have not paid anything yet. The 2 credit card company did stopped harassing her but the other 1 still continues to hunt her.

Posted on November 6, 2007 at 2:32 pm I don't know. I rarely hear about credit companies going after individual persons. It's much hassle, I think. People can declare bankruptcy too.