Posted on
February 24, 2010
at
3:31 am
would you have anything on credit card help/stimulus?
Posted on
February 24, 2010
at
4:58 am
Instead of wondering about whether or not there's an available stimulus help (from the government)that could help you with your credit card debt -- try to look into debt relief programslike credit counseling (Debt Management Plan) or debt settlement instead. In these programsyour monthly payments are sure going to be reduced..but it's up to you to see it through.
Posted on
February 24, 2010
at
5:02 am
Stimulus means "to inject" funds into something. The government definitely doesn't do that.Of course the reason is - it's not for national benefit - it's personal. You got yourself intoit, get yourself out...but the good news is like the previous post said - for $25/mo you can have your interest rates negotiated down, so you can finally chip away at your principledebt - just monitor your progress/payment with the credit counseling agency. There havebeen a lot of complaints pertaining to that and it may give you the impression that itdoesn't work at all. It does but you have to do your homework - and check the agency outbefore you commit.
Posted on
February 24, 2010
at
5:31 am
Thanks! Where do i find these credit counseling agencies? And where can Ifile a complaint if ever..
Posted on
February 24, 2010
at
6:09 am
hello, so okay here's a guideline on how to find an agency -For Credit Counseling Agencies (according to the BBB):-Before you select a credit counseling agency ask for information on the following:-Are the agency services confidential?-Will they devise a plan tailored to fit your needs?-Are the counselors certified?-Are budget and credit education opportunities offered?-Will your funds be protected? How?-Is the agency accredited?-Aside from BBB membership (www.bbb.org) the consumer should also check its affiliation with the National Foundation for Credit Counseling http://www.nfcc.org.
Posted on
February 24, 2010
at
6:10 am
As to where to file a complaint - you can go to your state Attorney General’s office (
www.naag.org)
Posted on
February 24, 2010
at
6:42 am
You can also do debt settlement. A settlement program can cut your balance tomore or less half in 1-3 years.
Posted on
February 24, 2010
at
6:43 am
How much would that cost? What are the qualifications?