Posted on February 8, 2010 at 6:14 am Do you have anything on/about debt consolidation in Seattle WA?

Posted on February 8, 2010 at 6:22 am debt consolidation in Seattle WA?I dont think it's any different from the rest of the country - I mean the laws but with regards to the SoL:Written contracts and accounts receivable: 6 yearsOral contract: 3 years Recovery of property and judgments: 10 years,

Posted on February 8, 2010 at 6:27 am Have you gone through credit counseling yet? May I ask why you're looking into debt consolidation in Seattle WA?

Posted on March 5, 2010 at 4:21 am If you owe $10,000 or more in credit card - whether you are in Seattle WA or not - perhaps debt consolidation (credit counseling)  is not the right debt relief program for you. With a high debt amount like that - it might be better if you use debt settlement instead.A debt settlement program aims to reduce your entire balance to more or less half. Credit counseling would only help you manage your monthly payments via interestrates negotiation ...not that it's a bad thing, but I think credit counseling is better suitedto lower balances.

Posted on March 5, 2010 at 5:15 am Hi Over U who's asking about debt consolidation in Seattle Wa - if you arelooking for a credit counseling agency - here's a guideline for you - (according to the BBB):-Before you select a credit counseling agency ask for information on the following:-Are the agency services confidential?-Will they devise a plan tailored to fit your needs?-Are the counselors certified?-Are budget and credit education opportunities offered?-Will your funds be protected? How?-Is the agency accredited?-Aside from BBB membership (www.bbb.org) the consumer should also check its affiliation with the National Foundation for Credit Counseling  http://www.nfcc.org.

Posted on March 5, 2010 at 7:42 am Are you overwhelmed with HIGH INTEREST RATES that make it difficult to reduce your balances with minimum payments? If you are in a situation where you feel that you cannot and will not be able to pay back your debt, don’t worry, there are programs out there that can cut your debts in half and reduce your monthly payments by up to 50%...........You should never be ashamed to seek help, no matter your reason for being in debt and no matter how much debt it is. Millions of Americans are struggling with their debts right now; that is why Congress has passed new legislation to keep creditors from taking advantage of consumers.  Contrary to what your creditors will tell you, there are options out there for you.  Don’t consider bankruptcy until you’ve looked at all of your options.  There are companies set up to explain these options to you, FOR FREE.  One of them is Consumer Debt Advisors (www.cdadebtsolutions.org), they’ll let you know what option is best for you and offer a free consultation to see if you qualify.  Don’t feel trapped or let the creditors control you, call Consumer Debt Advisors at 877-548-5403 or try them online at www.cdadebtsolutions.org.  Their website has a lot of information about what alternatives there are to bankruptcy or paying the 25% interest the creditors are charging you.