Posted on
February 2, 2010
at
10:57 am
Hey all I sent a validation letter to the debt collector who is attempting to collect on a credit card. I gave them 30 days to respond and it's been 40 days with no response.... I've disputed the charges to the 3 credit bureau's and the charge has actually been removed from my credit report. It is more then just a few dollars so I'm sure the debt collector won't let this one just slip through the cracks. Any advise on what steps I should take next.
Posted on
February 3, 2010
at
3:09 am
I think you should talk to him again.If you don't get any answer from him than you can ask help
Posted on
February 3, 2010
at
3:27 am
Just keep all the papers - as evidence to the steps that you've taken to validate that debt - if they eve bug you about it again.
Posted on
February 3, 2010
at
3:35 am
I think you can write them a cease and desist letter stating those that you have said on here & just wait for them to take the next step - which could be to sue you for that debt. I'm just not sure if they'd have leverage as they haven't validated that debt that they claim you owe.
Posted on
February 3, 2010
at
12:43 pm
I didn't know what letter to follow up with. In the validation letter I asked them to cease and desist. Communication only through mail. I havent had a call since.... So I guess I'll just wait and see what happens And I did send the letter certified : ) Thanks guys
Posted on
March 4, 2010
at
3:05 am
I have an interesting follow up question -after - No Response to validation letter (next step) -and it's - would this incident be reflected on the report?
