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Collection Agency Houston Tx


Exhale Rep Points:
Posted on January 29, 2010 at 2:36 am
Is it possible to sue a collection agency in Houston TX ?

golliwog Rep Points:
Posted on January 29, 2010 at 3:20 am
Is it possible to sue a collection agency in Houston TX ?Of course, but on what grounds?

doctor crane Rep Points:
Posted on January 29, 2010 at 3:23 am
Is it possible to sue a collection agency in Houston TX ?Yes if the collection agency is in violation of the FDCPA - constantly calling you (at anytime, any place), harassing you, or  threatening you- you may be able to sue.

what's next? Rep Points:
Posted on January 29, 2010 at 3:33 am
What's unique with suing a collection agency in Houston TX?

don'tyoushiver Rep Points:
Posted on January 29, 2010 at 3:36 am
That's a very good question! Aside from the Fair Debt Collection Practices Act (FDCPA) the state has The Texas Debt Collection Act - which extends the punishment to the FDCPA violation to original creditors (not just collection agencies, like in many states).

Exhale Rep Points:
Posted on January 29, 2010 at 3:37 am
Who do I contact or consult with regards to FDCPA violation? Where to go? Would it cost?

Chairman Rep Points:
Posted on January 29, 2010 at 3:48 am
You may contact your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov).If you need more information with regards to your consumer rights, you can read about them here: http://www.ftc.gov/bcp/consumer.shtm or you may call the FTC (ftc.gov) at toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261