A 37-year-old guy named Ellis makes over $400,000 a year, his wife makes the same.
They have 4 children that they send to expensive schools, while driving in their expensive cars and eating their expensive food.
They have an amazing life on the outside but yes, you've guessed it, they're in credit card debt. $52,000 in credit card debt to be exact.
Ellis lives by the motto, ?If I am paying my bills on time then my credit is good.?
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