Posted on December 10, 2009 at 5:50 am Hi would you know the bankruptcy costs in ny?

Posted on December 10, 2009 at 6:04 am Bankruptcy costs ny - filing feeChapter 7 - $299Chapter 13 - $274 (can be waived depending on your income)Legal fees - (estimate) (Chapter 13 - $3300 to $4000 estimate only)(Chapter 7 single filing  $800.00, $1,000.00 for joint filing).

Posted on December 10, 2009 at 6:06 am Bankruptcy costs ny - mandatory credit counseling$50Where you can find court approved credit counseling agencies?http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm

Posted on December 10, 2009 at 6:17 am Hi there, I wonder why you are filing bankruptcy...Are your debts mostly secured?Are you facing a lawsuit?Foreclosure? Eviction? Repossession?If your debt is mostly secured - you don't have to file bankruptcy. Try credit counseling or debt settlement.If your credit is good - you can even get a debt consolidation loan.

Posted on December 10, 2009 at 6:27 am If the bankruptcy costs in ny is too steep for you - you can actually ask for the lawyer bundled service instead of the full service. You can pay bankruptcy petition preparer instead - to make sure that your papers are correct and complete, it'd cost you $150.Read more about it here:http://www.canb.uscourts.gov/procedures/dist/guidelines/bankruptcy-petition-preparer-guidelines

Posted on December 10, 2009 at 6:35 am Just to add to the alternative to bankruptcy-If you owe less than $10,000, your accounts current, your income stable for the next 3-5 years - try credit counselling (Debt Management Plan)If you owe $10,000 or more, your accounts past due, and you're interested in cutting your balance down to more or less half of its original amount, then try debt settlement.If you have any questions with regards to both, please feel free to fill out a form here at destroydebt.com, and speak with a debt consultant for free.

Posted on March 4, 2010 at 2:56 am I agree that bankruptcy costs - everywhere, not just in NY.

Posted on March 5, 2010 at 8:22 am If you are considering bankruptcy, you really should look for other alternatives out there before you go the BK route.  While the attorneys will probably tell you it’s an easy, cheap process and you’ll get Chapter 7 approved, the reality is that it’s very expensive, requires lots of upfront money, and it’s now extremely hard to get Chapter 7 from the courts.  Instead, you’ll probably end up in Chapter 13 which can cost you a lot more money than expected, and you have all of the negative effects of the BK on your credit report for up to 10 years!  There are alternatives that can help keep you out of bankruptcy, but you must qualify first, the programs are not for everyone.  You can try calling a company like Consumer Debt Advisors (www.cdadebtsolutions.org) who can explain to you these other alternatives and help determine if you qualify and what program is best for you.  They’ll give you a free consultation if you call and will let you know if Bankruptcy is the best option you have.  Try them out at 877-548-5403 or online at (www.cdadebtsolutions.org), it’s worth a shot before ruining your credit for that long and having to deal with the lengthy court process……..

Posted on March 5, 2010 at 8:21 pm I agree that you should check into all of your options before making a decision to file for bankruptcy.  It's a big move, and one to which you need to make a commitment in order to get it done properly.I disagree that "the reality is that it’s very expensive, requires lots of upfront money, and it’s now extremely hard to get Chapter 7 from the courts.  Instead, you’ll probably end up in Chapter 13 which can cost you a lot more money than expected, and you have all of the negative effects of the BK on your credit report for up to 10 years!"The reality is that Chapter 7 bankruptcy may be right for you, Chapter 13, or a non-bankruptcy alternative.What you want to do is consult with a reputable consumer bankruptcy attorney in New York, someone who'ss been doing this since before the 2005 amendments and who has been handling a fair number of cases since that time.  Anyone worth their weight in salt (as the saying goes) will send you away if it isn't right for you.At the same time, call Greenpath Debt Solutions; they've been around forever and aren't one of those "here today, gone tomorrow" places that make bold promises just to get your money.Don't be bullied into any particular decision.  Get the facts, map out the solutions, and make a choice.