Posted on November 12, 2009 at 1:19 am Has any one here been a client or customer of US Credit Relief? Kindly recount your experiences here.

Posted on November 12, 2009 at 1:47 am I did research on these guys. While I don't see a lot of complaints about them on Google, apparently they received an F from the Better Business Bureau? I don't think they're accredited with them.

Posted on November 12, 2009 at 2:49 am There's also apparently a federal debt relief service called US Credit Relief and they can be found at http://usacreditrelief.net. They do not have a BBB listing at present.

Posted on November 12, 2009 at 2:57 am ^^^ What Wonder Gurl said about the federal government thing is interesting. Has anyone ever taken part of that? I mean, a lot of consumers are wondering about federal debt help, and maybe this is one of the solutions that are offered to them.

Posted on November 12, 2009 at 4:31 am Speaking of credit relief in the U.S., come February 2010, the Credit Card Accountability, Responsibility and Disclosure Act is going to take effect.It addresses the following:Interest rates - If the consumer's payment is 60 days late that's the only time that the credit card company can increase the rate.Penalty fees - Unless the consumer has asked for an over-limit fee, the creditors can't charge the consumer for it. Banks may not charge late fees if they were also late in crediting a payment.College students - Credit card companies may not market to people under the age of 21, without parental permission, or verification of their ability to pay.

Posted on November 12, 2009 at 11:42 pm Thanks for sharing the information! It's certainly comforting to know that the government is making ways to address the issue of US Credit Relief. Unless the consumer has asked for an over-limit fee, the creditors can't charge the consumer for it.Then again what consumer in their right mind would do such a thing?