Posted on
November 10, 2009
at
11:02 pm
Is there a Florida debt collection practices act? Or it is it applicable to the entire US in general? I want to know more about the rules pertaining to collection activity in my area... Thank you...
Posted on
November 11, 2009
at
12:02 am
Is there a Florida debt collection practices act? Or it is it applicable to the entire US in general?The state of Florida, as far as I know, adheres to the Fair Debt Collection Practices Act in general, which exists to promote fair and just debt collection practices in the US. The Act is enforced on third-party debt collection agencies only, but in the state of FL in particular, even first-party or in-house debt collections are also expected to comply with this law.
Posted on
November 11, 2009
at
1:32 am
If that is the case, then what are the rules in the Florida debt collection practices act that creditors are expected to abide by?
Posted on
November 11, 2009
at
2:25 am
If that is the case, then what are the rules in the Florida debt collection practices act that creditors are expected to abide by?- No calls before 8 AM and after 9 PM- No third-party disclosure in terms of calls being made- No consumer contact at workplace if the former requests for itJust to name a few.
Posted on
November 11, 2009
at
2:36 am
Some more things you need to know about the Florida debt collection practices act:The creditor and debt collector are not allowed to have communications with the debtor's employer prior to a judgment, unless the debtor consents to it.Also, the debtor cannot be included in a "deadbeat" list.
Posted on
November 11, 2009
at
2:59 am
I think it's a list that lenders put up that show people who owe them money
