Posted on November 3, 2009 at 12:04 am We all know how challenging being in debt is. Fortunately for some of us who have turned to debt settlement as an alternative to bankruptcy, there have been positive outcome. If you have any debt settlement success stories that you'd like to share, post yours here!

Posted on November 3, 2009 at 1:12 am Have you guys heard of this company? I like the stuff written here. I think they are a good company to work with. http://www.hoffmanbrinker.com/client-success-stories.html

Posted on November 3, 2009 at 1:19 am You mean, Hoffman Brinker? Yeah, they seem like a good company to work with, alright. Lots of debt settlement success stories they have there.

Posted on November 3, 2009 at 1:21 am hullo, I also want to share a debt settlement success story of my own. I had a $15,000 credit card debt with Bank of America and I was not able to pay for it on time because of medical concerns. I spoke with the debt collectors there to work out a settlement and they agreed to take out half of it, and I was able to pay it in one lump sum, and I am happy i got it over with.

Posted on November 3, 2009 at 2:16 am Miranda, good for you! BoA hardly accepts settlements but it's refreshing to see your testimony about that here!Just to also follow up on what Caffeinatrix said--I did some research on Hoffman Brinker, they've got an A+ from the BBB and zero complaints from customers. Comes to show that they are indeed a good company to do business with.

Posted on November 3, 2009 at 2:36 am Thanks for sharing, Miranda! I hope everyone who drops by on this thread can post their debt settlement success stories here. It doesn't matter whether they worked with a settlement company or they did it their own...

Posted on November 3, 2009 at 2:37 am In reference to debt settlement success stories-- are their a higher chances of success if you settle it yourself, or if you do it with a debt settlement company? Which is the better option?

Posted on December 19, 2009 at 8:45 pm I have a success story that I would like to share with everyone. I was 30,000 in debt , 3 months behind in my payments and getting 15 calls day from collectors. I researched many companies before finally choosing one. I ended up going with a company called Whitelight Financial http://www.whitelightfinancial.org/ . I choose them because there fees were lower then the others and they also offered additional services such as Tax help and a creditor repair program that helped me rebuild my credit once i had paid it off . I have heard many horror stories about debt settlement companies however this was not the case with me. I joined there program 2 and 1/2 years ago and as of last month just paid my last account off. While i was told that the harassment calls would stop most did but not all of them which forced me to change my telephone number. Other then that everything really worked out. I had 6 accounts and they were able to reduce my debt on each of the cards to well below half. With fees I ended up paying around 14,000.00 and I'm now in the process of working with them to rebuild my credit. I just got a secured credit card and they are working on having some of my late marks and other damaging marks removed from my credit report. I was asked by my debt consultant that if i was satisfied with there services to post my story. As I have been more then satisfied with both him and his company I would like to rec amend them to people struggling and have fallen behind with there debts and who would like to find a solution other then filing Bankruptcy. I have listed my cnsultants name below just let him know Kathy Johnston referred you. Consultants Name - Nick Jones  1-877-378-3593 Whitelight Financial http://www.whitelightfinancial.org/   

Posted on December 20, 2009 at 2:29 pm Kathy - that is awesome.  It gives people hope that they can become debt free!  Way to go!

Posted on January 21, 2010 at 9:36 pm But somehow it is rated "F" by bbb