Posted on
October 29, 2009
at
3:34 am
hello, would you guys know of anybody that's worked with this company called debt free credit solutions? want to know if theyre legitimate. thankss.
Posted on
October 29, 2009
at
3:52 am
Hi,That's confusing, did you mean Credit Solutions?Or what is the right credit solution to be debt free finally?
Posted on
October 29, 2009
at
3:54 am
I think it's the latter or what are the credit solutions available to consumers who want to be debt free (?)
Posted on
October 29, 2009
at
4:05 am
what are the credit solutions available to consumers who want to be debt free (?)And the answer to this is, it depends on your debt amount, ability to pay, and account status:Credit counseling is good for consumers who have a steady source of income for 3-5 years (usual duration of the program, Debt Management Plan) and a total balance of less than $10,000 with high interest rates.Debt settlement is good for past due accounts amounting to over $10,000. The program usually runs from 12-36 months.
Posted on
October 29, 2009
at
4:10 am
hello, would you guys know of anybody that's worked with this company called debt free credit solutions?Did you mean Credit Solutions of America? If so, they might not be able to help you be debt free and you may want to read this:
http://www.dallas.bbb.org/article/texas-attorney-general-files-lawsuit-on-credit-solutions-of-america-9919Credit Solutions of America is not a BBB Accredited Business, and has a BBB rating of F. The rating of F is due to:BBB concerns with the industry in which this business operates;Number of complaints filed against business;Failure to respond to complaints filed against business;Number of complaints filed against business that were not resolved; andGovernment action against business.
Posted on
October 29, 2009
at
4:12 am
Debt free credit solutions: credit counseling & debt settlement, how much would they cost?Credit counseling is non-profit but their Debt Management Plan would cost around $25/mo. after the one time set up fee.Debt settlement companies would charge 15% of your total debt amount -spread over 18 months or they will take between 20-25% of the settlement amount.
Posted on
October 29, 2009
at
4:21 am
Debt free credit solutions: credit counseling & debt settlement - what to look for in a program & company?
Posted on
October 29, 2009
at
4:23 am
Debt free credit solutions: credit counseling & debt settlement - what to look for in a program & company? - CREDIT COUNSELINGAside from BBB membership (www.bbb.org) the consumer should also check its affiliation with the National Foundation for Credit Counseling http://www.nfcc.org.
Posted on
October 29, 2009
at
4:44 am
Debt free credit solutions: credit counseling & debt settlement - what to look for in a program & company? - DEBT SETTLEMENTLegitimate debt settlement companies, where to find them online:Better Business Bureau BBB www.bbb.orgTASC www.tascsite.orgUSOBA www.usoba.orgIAPDA www.iapda.org
Posted on
October 29, 2009
at
4:45 am
What if the consumer wants his/her debt free credit solutions to be free?
